Hello, how can I help today?

Welcome to your first step toward homeownership

I graduated from Rockhurst University in Kansas City, Missouri with a degree in Business Management. Utilizing my 13 years as a loan officer, I am passionate about giving my clients the best experience from the 1st conversation to the loan closing. I take the time to build trust and review all options available to customize the mortgage program that achieves my client's goals. I am a lifelong resident of Kansas City where I live with my wife and 4 kids. I enjoy sports, walking our 3 dogs, and traveling to New Orleans and the beach.

Testimonials
If that’s not enough reason, hear from our customers.

Working with you is reward enough

These accolades are made possible only by working with great people like you. While I’m honored to have been chosen among our company’s and industry’s best, I’m more honored that you and countless others chose me to help you navigate the mortgage process. After all, your success is my success.

Home Lending Top ten Customer Satisfaction Accolade for First quarter of 2020
Home Lending Top ten Customer Satisfaction Accolade for second quarter of 2020
Home Lending Top ten Customer Satisfaction Accolade for Third quarter of 2020
Home Lending Top ten Customer Satisfaction Accolade for fourth quarter of 2020

Licensed in these states.

Wyndham Capital Mortgage is licensed in 47 states and the District of Columbia. Looking to buy a home almost anywhere in the U.S., we've got you covered.

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My State Licenses:
  • Alabama (#81786)
  • Arizona (#1000898)
  • California (#CA-DBO178691)
  • Colorado (#100514130)
  • Connecticut (#LO-178691)
  • District of Columbia (#MLO178691)
  • Florida (#LO60880)
  • Georgia (#29812)
  • Iowa (#34123)
  • Idaho (#MLO-2080178691)
  • Illinois (#031.0056173)
  • Indiana (#41647)
  • Kansas (#LO.0039296)
  • Kentucky (#MC719450)
  • Louisiana (#178691)
  • Maryland (#26-20180)
  • Maine (#178691)
  • Michigan (#178691)
  • Minnesota (#MN-MLO-178691)
  • Missouri (#2416-MLO)
  • Montana (#178691)
  • North Carolina (#I-184687)
  • New Jersey (#178691)
  • Nevada (#64385)
  • Ohio (#MLO-OH.178691)
  • Oklahoma (#MLO20961)
  • South Carolina (#MLO - 178691)
  • Tennessee (#189090)
  • Texas (#178691)
  • Virginia (#MLO-40686VA)
  • Washington (#MLO-178691)
  • Wisconsin (#178691)
Ryan Pichardo Loan Officer Headshot
Ryan Pichardo
Mortgage Consultant
Wyndham Capital
NMLS# 178691
8500 W 110th Street Suite 105
Overland Park, KS 99999