• How long does it take to close on a loan?

• What’s a loan estimate?

• What’s home equity?

• Why do you also need homeowner’s insurance?

• What’s mortgage insurance?

• What documents are necessary to apply for a mortgage?

• What is the minimum down payment required?

• What are discount points?

• What are origination points?

• What does it mean to lock in an interest rate?

• What is the difference between pre-qualification and pre-approval?

• What debts are included in debt-to-income ratio?

• What is a debt-to-income ratio?

• How can you get your credit score?

• Does your credit score affect your loan’s rate and terms?

• Why does your credit history matter?

• What will a lender look at when I apply for a mortgage?

• What does it mean to get pre-approved?

• When does it make sense to refinance?

• What are the benefits of a Wyndham Capital refinance loan?

• What does contingent mean in real estate?

• What does pending mean in real estate?

• What is a real estate broker?

• Can I waive my escrow account?
• What is an escrow analysis?
• What is an escrow account?

• Where do I make my first payment?

• How do I get a check endorsed?
• What is a Mortgage Clause change?

• Why does my 1098 show that no taxes were disbursed?
• Why are only 13 payments listed on my 1098 statement?
• Why did I receive a 1098 from Wyndham Capital Mortgage and my new servicer?
• Why isn't the co-borrower's social security number on the 1098 statement?
• What is a 1098 interest statement?

• Will I be charged any late fees if my loan was transferred, and I didn’t know?
• Why have I received a Notice Servicing of Transfer?
• What should I do if my new servicer has no record of my loan?

• When will I receive my payoff overpayment and/or escrow refund?
• When will I receive confirmation that my mortgage loan is paid in full?
• Can I pay my loan off in full?
• Where can I obtain a Payoff Demand?

• Can I have my monthly payment amount reduced if I make a large principal payment?