How to Refinance a Home Loan with a Digital Advantage

Category: Refinance
Read Time: 3min
Last Updated: 9/11/2021

Are you curious about how to save money on your mortgage? Do you have a new project you want to start–like rebuilding the kitchen or putting in that pool your kids have been asking for each summer? Now is the time to discover how to refinance a home with a digital advantage. It’s easy and the benefits are vast. Learn everything you need to know about how to refinance a home today.

1. Start with a Digital Application

Knowing how to refinance a home with a digital advantage starts with completing an online application. Long gone are the days where you have to take time out of your busy schedule to stop by and pick up a physical refinance application.


Online mortgage lenders eliminate mishaps, such as spilling coffee on your paper application and having to start over or making multiple trips to the lender’s office to complete a missing signature. At Wyndham Capital, an online mortgage company, you can start your application while wearing your pajamas at home or sitting outside at your kid’s soccer game.


2. Complete Each Step Online

The next step in how to refinance a home with a digital advantage is selecting the program that’s right for you and locking in your loan rate while sipping on your morning coffee. With an online loan portal, you can upload all the needed documents and information to lock in the rate. Refinance rates are subject to change daily, so locking in the rate quickly is essential. It’s easy to do when everything is online and can be done on your time. Even a partial change in percentage over 30 years will save you thousands of dollars in the long run.


When considering your refinance needs, we encourage you to compare a brick and mortar mortgage refinance lender to a lender that has embraced high-quality technology to improve your experience and save you money.


Modern and No Hidden Lender Fees.*

*While Wyndham does not charge junk fees, application fees, processing fees, or underwriting fees, these fees may be charged by a Third Party service provider in connection with your loan. Terms and conditions apply. Rates are subject to change.



3. Get Updates on the Go

Time is at an all-time premium and the smart mortgage refinance lenders know this. A digitally-powered lender is working even when you’re not. Artificial Intelligence (AI) and robotics don’t take nights and weekends off. This ensures that your refinance process is a timely one.


Mobile notifications inform you of your application status and such digital updates keep you on track so you get your cash or interest rate sooner rather than later. No longer will you spend your time jumping through hoops with traditional lenders. You can just sign into your loan portal and get the information you need, giving you more time to plan your kitchen build-out that’s made possible by your recent cash-out refinance.


4. Put Less Effort into the Process

Closing a refinance loan has never been easier. Mortgage refinance lenders, such as Wyndham Capital, pass along the savings to you by using artificial intelligence to do all the menial tasks. From application to close, digitally-driven mortgage refinance lenders not only save you time and money but with decreased effort and less energy spent overall, using a digitally-based mortgage company leaves you feeling accomplished and satisfied. The refinance process should be easy and convenient and digital refinancing keeps it that way.


Congratulations! You now know how to refinance a home loan with a digital advantage. Doing so will save you time, money, effort and energy. With a comprehensive online process, refinancing your home has never been easier. Please reach out to us with any mortgage questions you have and try out our mortgage refinance calculator to get started today.


Matthew Harris is the Internal Communications Manager at Wyndham Capital Mortgage. With over 11 years of experience writing and creating content about topics from sports and culture to financial systems and business, Matthew brings his expertise to the mortgage industry. Matthew oversees Wyndham’s internal communication and content strategies to help drive the internal messaging and creating content that gives both employees and borrowers relevant and reliable information to help them make informed homebuying, selling and refinancing decisions. Matthew has a Master’s Degree in Communications from Purdue University and a Bachelor's Degree in Journalism from Appalachian State University. His interests include social media marketing, content creation and catching the occasional sports game.

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