Privacy Policy

WHAT DOES WYNDHAM CAPITAL MORTGAGE DO WITH YOUR PERSONAL INFORMATION?

WHY

Financial  companies   choose  how they  share  your  personal  information.  Federal  law  gives consumers  the right to limit  some but not all sharing.  Federal  law  also requires us to tell you how we collect,  share,  and protect your personal  information. Please read this notice carefully to understand  what we do.

WHAT

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Payment history
  • Income and Credit history
  • Credit scores and Assets

HOW

All financial  companies need to share Customers personal  information  to run their everyday business. In the section  below,  we list the reasons financial  companies can share their Customers personal information; the reasons Wyndham Capital  Mortgage, Inc. chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

 Does Wyndham Capital ShareCan You Limit This Sharing
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YesNo
For our marketing purposes
to offer our products and services to you
YesNo
For joint marketing with other financial companiesNoWe Don’t Share
For our affiliates’ everyday business purposes
information about your transactions and experiences
NoWe Don’t Share
For our affiliates’ everyday business purposes
information about your creditworthiness
NoWe Don’t Share
For nonaffiliates to market to youYes Yes

TO LIMIT OUR SHARING:

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

QUESTIONS

Call 888-923-9911 or go to wyndhamcapital.com

WHO IS PROVIDING THIS NOTICE

Wyndham Capital Mortgage, Inc.

WHAT WE DO

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

HOW DOES WYNDHAM CAPITAL MORTGAGE COLLECT MY PERSONAL INFORMATION

We collect your personal information, for example, when you:

  • Apply for a loan
  • Give us your income information
  • Provide employment information
  • Give us your contact information
  • Provide your mortgage information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

WHY CAN’T I LIMIT ALL SHARING

Federal law gives you the right to limit only:

  • sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

WHAT HAPPENS WHEN I LIMIT SHARING FOR AN ACCOUNT I HOLD JOINTLY WITH SOMEONE ELSE?

Your choices will apply to everyone on your account

DEFINITIONS

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Wyndham Capital Mortgage, Inc. has no affiliates

Nonaffiliates

Companies not related by common ownership or control. They can be financial or nonfinancial companies. – Home search application.

  • We may share your person information with marketing services, financial services companies, non- financial services companies, governmental entities, and non-profit groups

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Wyndham Capital Mortgage, Inc. does not jointly market.

OTHER IMPORTANT INFORMATION:

For Vermont Members/Customers.

  • We will  not disclose information about your creditworthiness to our affiliates and will  not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures.
  • Additional information concerning our privacy policies can be found  at www.wyndhamcapital.com or call 888-923-9911.