When you’re ready to buy or refinance a home it’s important you have a loan that works for you. Wyndham Capital Mortgage gets it, which is why we give our customers personalized home mortgage rates tailored specifically to their needs. Whether you need a 15-year conventional loan, VA loan, FHA loan or any other of the options we offer, Wyndham Capital has current mortgage rates that will save you money, all available in a digital, fast, convenient process that fits your needs. Learn more about mortgage rates below.

Why trust Wyndham Capital?
Just like the 76,000+ customers we’ve helped since we first began our digital home lending journey over 20 years ago, Wyndham Capital is not only dedicated to delivering the best customer service possible but able to spend much more of our attention on your home loan needs while our award-winning artificial intelligence and robotics handle menial processes. What’s more, while these digital processes are sifting through hours of paperwork in seconds, we’re saving money in the process and passing those savings right back to our clients in the form of competitive home mortgage rates, low closing costs and no hidden fees, ever. With an over 98% customer satisfaction rating and thousands of five-star reviews, we’ve proven ourselves to be the trustworthy, reliable and efficient direct home lender you can count on to get you into a home loan that works for you, period.

What is a mortgage rate?
A mortgage rate is the rate of interest you pay over the life of your loan.

What are today’s mortgage rates?
Find and compare current mortgage rates of popular loan options from leading lenders with Wyndham Capital’s rate comparison tool.

What is a good mortgage rate?
A “good mortgage rate” is dependent upon factors like the type of loan and loan terms and the borrower’s financial history and credit score. Compare current mortgage rates from leading lenders to get a baseline for what a good mortgage rate should look like.

Should I lock my mortgage rate today?
Considering mortgage rates are at historic lows, locking in a low mortgage rate is a good move for many buyers, especially if there is a chance interest rates could rise.

How are mortgage rates determined?
Mortgage rates are determined by how risky of an investment it is for the lender to give you a loan. Lenders often base your mortgage rate off of factors like down payment amount, credit score, loan amount/type/term, interest rate type (fixed or adjustable), and closing costs.

How to get competitive mortgage rates?
While there are some factors to getting a good mortgage rate like having a strong credit score and down payment, we recommend shopping around to find competitive mortgage rates among mortgage lenders you’d like to work with.

How to get a low mortgage rate?
We suggest you shop around to different lenders, have a strong credit score and down payment ready. You can also “buy points,” meaning you pay the lender money up front to lower your mortgage rate. If you’re confident mortgage rates won’t go any lower, it may be in your best interest to do a rate lock.

Who has competitive mortgage rates?
Mortgage lenders are able to offer better refinancing rates than banks and credit unions. Digital mortgage lenders like Wyndham Capital offer low refinance rates available today thanks to our digital advantage.

How to shop for mortgage rates?
We recommend compiling information like your credit score, down payment amount and researching what mortgage type and financing option you think best suits your needs. Then compare mortgage rates of lenders you’re interested in working with based on your specifications with our free mortgage calculator.

How do I compare current mortgage rates today?
Find and compare mortgage rates for popular loan options with Wyndham Capital’s rate comparison tool. This rate comparison tool lets you see what today’s mortgage loan rates are from leading lenders so you can compare rates in one easy spot.

How do I get my personalized mortgage rate?
Getting a personalized mortgage rate quote has never been easier thanks to Wyndham Capital Mortgages home mortgage rate tool, which gives you personalized options to meet your exact mortgage needs 100% online.

Where can I find a mortgage rates calculator?
We recommend using a mortgage calculator with taxes, HOA fee and insurance inputs to get a realistic idea of what your new refinanced mortgage loan will look like. To compare different rate calculators, you can also do a quick google search for “mortgage rate calculator.”

Getting a rate quote is quick and easy, and it provides insight into what you can expect will be your best option when it comes time to buy a home or refinance your current loan. By answering a few questions online you’ll be on your way to finding the best home mortgage rates available. Simply follow the prompt or reach out to a Wyndham Capital loan specialist today to discuss your options.

We make shopping for rate quotes and loans easy to do and available when you want.. With Wyndham Capital, you’ll never pay hidden lender fees, take time to wait for handwritten approvals or sacrifice service for convenience. Get your personalized mortgage rate quote today and experience the difference a digitally-driven mortgage company can make.