Hello, how can I help today?

Welcome to your first step toward homeownership

My name is Xavier Richardson. I attended Utica College in upstate NY where I studied Communications and played football. I'm originally from Syracuse, NY and just recently moved to Charlotte a couple years ago. After college, I started my career in sales where I developed a passion for others by meeting their needs. This allowed me to shift my focus towards helping people with important financial decisions and meeting personal goals. Outside of work, I like to travel and am a die-hard sports fan, so I like to attend sporting events as well.

Testimonials
If that’s not enough reason, hear from our customers.

Working with you is reward enough

These accolades are made possible only by working with great people like you. While I’m honored to have been chosen amongour company’s and industry’s best, I’m more honored that you andcountless others chose me to help you navigate the mortgage process.After all, your success is my success.

Home Lending Top ten Customer Satisfaction Accolade for First quarter of 2020
Home Lending Top ten Customer Satisfaction Accolade for second quarter of 2020
Home Lending Top ten Customer Satisfaction Accolade for Third quarter of 2020
Home Lending Top ten Customer Satisfaction Accolade for fourth quarter of 2020

Licensed in these states.

Wyndham Capital Mortgage is licensed in 47 states and the District of Columbia. Looking to buy a home almost anywhere in the U.S., we've got you covered.

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My State Licenses:
  • Arizona (#1007955)
  • California (#CA-DBO1876023)
  • Colorado (#100514873)
  • Delaware (#MLO-1876023)
  • Florida (#LO66243)
  • Georgia (#67499)
  • Indiana (#42430)
  • Maryland (#26-43869)
  • Michigan (#1876023)
  • Missouri (#MO-1876023)
  • Mississippi (#1876023)
  • North Carolina (#I-185754)
  • New Jersey (#1876023)
  • South Carolina (#MLO - 1876023)
  • Texas (#1876023)
  • Virginia (#MLO-41540VA)
  • Vermont (#VT1876023)
  • Washington (#MLO-1876023)
Xavier Richardson Loan Officer Headshot
Xavier Richardson
Mortgage Consultant
Wyndham Capital
NMLS# 1876023
4064 Colony Rd. Morrocroft Floor 2
Charlotte, NC 28211