In the Market to Buy a House? Here's What to Expect.

We know buying a house can be stressful, but understanding each step of the process helps make it a little less overwhelming.
Buying a home is exciting, but it can also be intimidating.
The more informed you are, the more confident you'll be throughout the process. Check out this homebuying journey to learn what to expect.
This step tells you how much you could afford and what terms you may get given your current.
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Why do you want to get pre-approved? Two reasons: 1) You’ll know how much you can afford, and 2) So sellers will take your offer more seriously.
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Review Your Options
Each time you apply for pre-approval, the lender must send you a loan estimate. This disclosure shows you how much you can borrow, the payment amount, and the total cost to borrow the funds.
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Choose Your Lender; Provide the Sales Contract
With a pre-approval in hand, you’re free to look at houses and place a bid.
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Consider an Inspection
In most cases, inspections aren’t required, but are a good idea to get the full picture of your potential home (you may want to consider a pest inspection as well).
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Underwriting Continues
With all the pieces of the puzzle to put together, underwriters complete their job when they have the appraisal, title work, sales contract, and any information for outstanding conditions in your pre-approval letter.
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Close On Your Loan
Closing happens after the underwriter clears all conditions on your loan as well as the property’s value and title.
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Still want to learn more?
Check out our latest blog post.