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If you’re looking for a large home (and possibly larger mortgage loan) you may want to consider a jumbo loan. A jumbo loan can give you the funds you need to purchase the home of your dreams at low down payment options. Plus, with our competitive mortgage rates and digital home lending advantages, you’ll get the most out of your home loan with the customer service and know-how from Wyndham’s dedicated loan specialists.
What Are Jumbo Loans?
Also known as non-conforming loans, jumbo loans are loans to cover loan amounts totaling more than the allowable amount set by the Federal Housing Finance Agency (FHFA). Traditionally, jumbo loans are reserved for a pre-determined loan amount which can vary based on location and lender. Jumbo loans make it possible to buy high-priced or highly-desirable homes and when taking into consideration the 10-year treasury and mortgage rates, you may find that obtaining a jumbo loan is easier than you think.
To qualify for a jumbo loan, it helps if potential borrowers have a credit score greater than 700, a low debt-to-income ratio, a strong income and some sort of cash reserve. Wyndham Capital Mortgage has competitive jumbo loan rates, simplified loan processing and speedy closings to make financing your dream home a reality.