It doesn’t matter what the market’s like, home shopping is no easy feat – especially for buyers. The decision is big, risky and often requires compromise. But head into the process with an edge over the competition and you’re far more likely to land the home of your dreams. Plus, you’ll stress less.
At Wyndham Capital Mortgage, we’ve developed Beyond Normal Buyers’ Edge, a program designed to give homebuyers the competitive advantage they need to get the home they want – when they want it. It’s not what other lenders offer. It’s beyond normal.
Here’s how we help home shoppers become power buyers.
Buy Before You Sell
Wyndham Capital Mortgage offers two programs that offer buyers a cash advantage. These options let buyers stand out to sellers with an all-cash or cash-backed offer, giving you an edge over the competition. Sellers love a cash offer. Here’s why:
- They indicate a serious buyer.
- Can lead to a faster closing.
- Give you an edge negotiating.
Lock and Shop
Rates fluctuate, so we let buyers shop with peace of mind through our Lock and Shop program. Here’s how it works:
- Buyers lock in their rates, knowing they’re protected from market swings.
- With a 91-day lock period, buyers can shop in peace for your ideal home.
- When buyers close with Wyndham, the program fee is refunded.
- Buyers under contract at 91 days can easily get an extension for 70 to 150 days or 151 – 182 days.
On-Time Closing Guarantee
One of the most stressful parts of home buying is closing the loan. That’s why we offer an on-time closing guarantee. If your loan doesn’t close on time, you get a credit of up to $5,000 toward the closing costs.
Our beyond-normal pre-approval gives buyers the edge they need to make a stand-out offer on their ideal home. We’ll verify income, credit and employment then have an underwriter provide an initial stamp of approval so the seller knows you’re serious, able and ready to buy.
Interested in heading into home buying with an edge and less stress? Our Loan Officers are happy to answer any questions about our programs.