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First-Time Homebuyer

6 Things LGBTQ+ Couples May Consider Before Buying a Home

LGBTQ+ couples who want to buy a home could still face a number of hurdles that make the process challenging. Skeptical? Consider a 2020 report from the National Association of Gay & Lesbian Real Estate Professionals which shows that 46 percent of LGBTQ+ renters fear they’ll face discrimination when buying a home. That’s troubling considering

Tips for Saving Up for Your First Home

Interested in buying a new home? Becoming a homeowner is a rewarding yet costly endeavor. To make sure you are in a strong financial position to strike when the time comes, first learn how to buy a house. Then follow these tips for how to save money for a house.

Understanding How to Estimate a Mortgage Payment

Picture this: you’ve decided you want to buy your dream home. So you hop online to start your search. You filter the results and put in your top requirements: three bedrooms, two bathrooms, a decent lot size in your favorite neighborhood. Lo and behold, you found it. The home of your dreams. But, is it

How to Calculate Debt to Income Ratio?

Do you know how to calculate debt to income ratio? It is as simple as A ÷ B = C. When it comes to qualifying for a mortgage loan to purchase a home, lenders consider debt to income (DTI). Lenders know how to figure debt to income ratio and so should you. So let’s dive

What is a Conventional Loan?

What is a conventional loan? This is a common question among first time homebuyers who are considering their home loan options. A conventional home loan is a popular choice, however, it is important to know what this loan type entails. To better understand if a conventional loan is a good fit for you, read on

7 Key Things to Know Before Buying a New Home

Buying a new home for the first time can be both exciting and overwhelming. Here are seven things to know before buying a new home.