The Difference Of An Efficient Lending Process

Read Time: 3min
Last Updated: 6/12/2021

As current mortgage rates drop to record lows, a more competitive housing market is on the rise. With more buyers on the prowl, you’re going to need to make sure your offer stands out, and quickly. 

That’s where we come in.

With more than 19 years in the business, Wyndham Capital Mortgage is a digital home lending mortgage company that provides value unmatched by traditional mortgage companies. We’ve seen the very beginnings of digital home lending, what works, and more importantly, what doesn’t. Having nearly two decades in the digital lending arena has allowed us to hone in on delivering efficient, streamlined processes from pre-approval to eClose, getting our borrowers the home of their dreams 60 percent faster than the industry average.

The Digital Difference

The value of working with a digital online mortgage lender is unparalleled. When you partner with Wyndham Capital, you’re setting yourself up for a successful and simple home lending experience, all while saving money. Let’s dive into how a digital home lending company like Wyndham Capital benefits the borrower.

Saved Time Through Robotics-Driven Automations 

Digital lending never sleeps, and at Wyndham Capital, our around-the-clock lending and end-to-end digital processes mean you’ll never have to wait for a face-to-face, scheduled interaction to fill out a loan application or sign closing documents. The ability to start and complete your loan application from anywhere, anytime, and without relying on external forces gives you the upper hand in streamlining your loan process. Ultimately, this puts you closer to your dream home faster than if you had to jump through the hoops of traditional lending practices.

To sweeten the deal, Wyndham Capital has taken a modern approach to the digital loan process and created systems designed to get you in your dream home faster than other borrowers. Through on-demand approvals, our mortgage pre-approval priority purchase program and loan lock, we go above and beyond to get you approved quickly, make your application stand out among the competition, and lock in your low rate. Now that’s what we call white-glove service.

Accuracy and ease are at the forefront of Wyndham Capital’s digital advantage. Award-winning artificial intelligence (AI) allows borrowers to apply on easy-to-navigate online forms, submit data and financials, and speed up the entire loan process from application to closing. With the help of AI, you’ll never have to worry about missing important questions that could delay your application, and you won’t experience the common stressors that come with the traditional home loan process. One of these “common stressors” is the traditional closing process, which requires you to schedule a time to meet and review paperwork you’ve never seen before, sign in a million places, and hope all data is accurate. With Wyndham Capital, you’ll get access to all documents long before closing for you to review, digest, make any necessary corrections before closing.

Automation and robotics ensure any potential issues are addressed from application to closing. AI allows our loan officers freedom from menial paperwork, allowing more time to focus on the details of your loan and getting you a low rate and most savings possible. 

Speaking of which…

Saved Money Through Efficient Processes

We weren’t kidding when we said the benefits to the digital advantage were unparalleled. Our digital lending platforms eliminate negative impacts from time-consuming tasks or costly errors and allow us to streamline work – and savings – back to the borrower. Wyndham Capital rewards borrowers with some low competitive mortgage rates in the industry, no-frill closing costs, and never any hidden lender fees. We’re proud to be able to give our borrowers money back in their pockets and tailor mortgage loans specifically to their needs.

Buying a home is one of the most exciting times in your life, and we would be remiss not to try and make it as simple, efficient and without worry as possible. Here at Wyndham Capital, we’re dedicated to providing digitally-driven home lending solutions to get you in your new home quickly, easily, and with all of the excitement this next chapter in your life deserves. Contact Wyndham Capital Mortgage today to start your digital home loan application.

Interested in learning more about how Wyndham Capital can help you achieve your home lending goals?


With more than 21 years in the industry, we’re a leading fintech mortgage lender saving current and potential homeowners money and time through transparent rates, zero junk lender fees*, and technology that automates over five million tasks each month. We’ve served over 100,000 borrowers, boast a 98% customer satisfaction rating and 4.9 stars on thousands of online reviews, and provide a “mortgages without migraines” experience. (*Note: Wyndham does not charge junk fees, application fees, processing fees, or underwriting fees. There can be fees charged directly by Third Parties for services such as, but not limited to, title, settlement, appraisal, taxes, and insurance.)

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